Privacy Policy

1. Introduction & Compliance

Caelrise Consulting LLP ("we", "us", or "our") is committed to protecting your privacy. This Privacy Policy details how we collect, store, handle, and process personal and sensitive data in compliance with Indian regulatory frameworks, including:

• Section 43A and Section 72A of the Information Technology Act, 2000.
• The Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 (the "SPDI Rules").
• The Digital Personal Data Protection Act, 2023 ("DPDP Act") as applicable to data processors and fiduciaries in India.

2. Information We Collect

We collect personal information that you provide to us through our contact forms, direct communications, and during engagement setups. This information includes:

• Identity Data: Full name, designation, company name, and registration details.
• Contact Data: Email address, telephone numbers, and corporate physical address.
• Sensitive Personal Data (SPDI): Financial information, bank account statements, tax records, project feasibility reports, and KYC documents necessary for assessing debt capacity and processing debt syndications.
• Usage Data: Information on how you interact with our website, IP address, browser type, and duration of visits.

3. Purpose and Use of Data

We process your data only for legitimate business purposes. By providing your information, you consent to its use for:

• Assessing eligibility and feasibility for corporate debt syndication, term loans, and working capital limits.
• Liaisoning and coordinating with public and private sector banks, NBFCs, and private credit funds to secure sanction letters.
• Conducting corporate compliance reviews, statutory audits, tax auditing, and ROC filings.
• Responding to your inquiries and providing strategic CFO advisory services.
• Maintaining security, preventing fraud, and complying with statutory audit trails required under Indian law.

4. Consent and Information Sharing

Under the DPDP Act 2023, your consent to process personal data must be free, specific, informed, unconditional, and unambiguous. You have the right to withdraw your consent at any time by contacting our compliance office.

Disclosure to Third Parties: To fulfill our advisory and debt syndication practices, we may share your data with:

• Lending partners, including Scheduled Commercial Banks, NBFCs, and institutional credit providers.
• Government and statutory portals (such as the Ministry of Corporate Affairs (MCA), Income Tax Department, and GST Portal) for filing tax returns and complying with company law obligations.
• Legal professionals, statutory auditors, and regulatory bodies as required by court order or local laws.

We do not sell or rent your personal information to third-party marketing networks.

5. Reasonable Security Practices

We implement physical, electronic, and administrative security measures to protect your sensitive personal data in accordance with Section 43A of the IT Act, 2000. Access to your financial audits and KYC records is strictly restricted on a need-to-know basis. However, please be aware that no transmission of data over the internet can be guaranteed as entirely secure.

6. Your Rights under DPDP Act 2023

As a Data Principal in India, you are entitled to the following rights regarding your personal information:

• Right to Access: The right to obtain a summary of your personal data being processed and the list of entities with whom it is shared.
• Right to Correction & Erasure: The right to correct inaccurate data, complete incomplete details, and request deletion of data that is no longer necessary for the purpose it was collected.
• Right to Grievance Redressal: The right to raise complaints with us regarding processing issues, or escalate grievances to the Data Protection Board of India if unresolved.

7. Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us at: